What is Travel Insurance?

Travel insurance is a policy that protects you in the event of unforeseen circumstances. It can include cancellation, medical emergencies, lost baggage, accidental death and other benefits. It is generally split into two categories: medical and cancellation. When buying affordable travel insurance, make sure you read what the policy covers and what it does not before making a final decision.

Do you really NEED Insurance?

Travel Insurance is not mandatory. If you want to take the risk and not buy it, you can. But, we don’t think that’s prudent. There are many things that could go wrong while away. The worst thing would be if you had an emergency medical situation, and required to pay for it out of pocket. Medical expenses are high around the world and Ontario Medicare will not reimburse you. Another example includes an emergency cancelation which could result in total loss of your travel investment. An inexpensive travel insurance policy will give you peace of mind.

How much does Travel Insurance cost?

The cost of travel insurance depends largely on where, how long and the type of coverage you need. Most people can find quality insurance for under $100 per week for most destinations. Your age and any preexisting conditions will also factor in when you get a quote. To find cheap insurance, make sure to use Ensurco. We can compare the rates of many insurers all at once.

How can I save on Travel Insurance?

The most effective way to save money on insurance is to compare rates from many insurers.  Using Ensurco's online quoting tool will enable you to do this. We compare the rates of dozens of insurance providers to find you the best coverages at the best price. The other way to save is to find out what coverage you already have. For example, if you have an extended health policy in Ontario, it may come with travel insurance for a set number of days per year. Your credit card may also provide some basic coverage. Finally, if you rent a car, it may include insurance coverage for parts of your travel.