Ontario's Best Business Insurance Rates

Business auto insurance covers vehicles used primarily for business, owned by a person or corporation. The coverage protects against financial loss including but not limited to, physical damage, legal liability, bodily injury, accident benefits and medical payments as a result of an accident. After a recent minor collision, our policy handled the repairs and a rental quickly, keeping our jobs on schedule. The claims process was straightforward, and our rep was responsive and transparent from start to finish. Having this coverage in place gives me peace of mind knowing our team, customers, and bottom line are protected every time we hit the road.

Business property insurance provides coverage for all office equipment (whether or not owned), improvements made by the insured in leased office space and valuable papers and documents. This will also include an endorsement covering movable property or tools of a contractor located on or off the job site. Knowing our equipment, tenant improvements, and critical records are protected lets us focus on serving clients instead of worrying about losses. When we needed help, the claims process was straightforward and the communication was excellent. I’d recommend this coverage to any growing business that wants reliable, no‑nonsense protection.

Commercial General Liability insurance (CGL) will protect your small business from lawsuits involving bodily injury or property damage that may occur during the course of your business operations, including but not limited to, injury or damage caused by your employee(s) while working for you. The peace of mind it gives me is priceless, knowing one mishap won’t put my company at risk. The one time we had a claim, the process was straightforward and our costs were covered quickly. The coverage lets us focus on growing the business instead of worrying about what-ifs, and I’d recommend it to any small business owner.