Find Ontario's Best Car Insurance Rates

Lana is 21 years old. She has her G and completed a driver’s training course. She has a part time job and has one of the highest GPA’s in her university. When looking for cheap car insurance, she has several things to consider. First, she can save money on insurance by buying a car with great safety rating. She cut her premium by choosing a safe, low‑theft used compact with a small engine and low repair costs. She stacked honest discounts—driver training, good grades, winter tires, a usage‑based program—and raised her deductible, set up autopay, and parks off‑street. With Ensurco, an advisor compared quotes, clarified liability/collision/comprehensive, and found extra savings like bundling with her tenant policy and setting realistic annual mileage.

Dwayne is a 56-year-old married man who owns his own home outright with his wife. He’s never been in an accident nor does he have any tickets. He’s retiring early and looking to cut some expenses. Car insurance rates, is an obvious one. After consulting with Ensurco, he learned there were several discounts he qualified for—safe-driver, low-mileage now that he’s retiring, and added savings for bundling his home and auto. Ensurco shopped multiple carriers and found him a policy with the same (or better) coverage for hundreds less per year. The process was quick and straightforward, with clear side-by-side comparisons and no pressure. Now Dwayne feels confident heading into retirement, keeping strong protection while cutting a meaningful expense—and he’s already recommended Ensurco to friends and neighbours.

Zara is a recent immigrant to Canada from Dubai. She’s been fortunate enough to have a sister who has helped her get settled. She has a G2 license in Ontario. Ensurco recommended that she complete a driver training program and apply for the discount. Ensurco also suggested that she consider a usage-based insurance program to reward safe driving, bundling a tenant policy with her auto coverage, and requesting a letter of driving experience from her insurer in Dubai to help recognize her history. With those tips, she found the process much less intimidating and even lowered her premium more than expected. The team was patient, clear, and genuinely focused on what would work for her life in Ontario.